Aaron Rice, Helping and Sharing

CDPE Live! 2-Day Certification Course Is Coming Back To Maryland!

Sat, 06 Mar 2010 13:31:32 GMT

CDPE Live! 2-Day Certification Course Is Coming Back To Maryland!

See what industry leaders are saying about the CDPE ...

Howard Brinton of STAR POWER says:

"CDPE is the best way for agents to thrive in today's market."

Brian Buffini of Buffini and Company says:
"...CDPE is the only short sale training that I recommend."

Dave Jenks, Co-Author of The Millionaire Real Estate Agent says:
“The CDPE ... rivals any course on the market today. It is a must!”

Listen to what agents like you are saying ...

"I made $67,000 in the first 6 months from applying what I've learned at the CDPE course. I expect to double that in the second six months."
David Eiglarsh, Eiglarsh Realty

"I could not have made a better choice for my career and my community than by becoming a CDPE."
Crystal Syska, Keller Williams

"If you haven’t earned this designation go get it now, you owe it to yourself and the community you serve to be informed and involved in this ever-changing industry. "
Christine Topham, RE/MAX Realty Group

Nationwide, the CDPE is showing agents how to achieve success in this challenging market by helping them increase their transactions while helping homeowners.

We have seen the results the CDPE has generated, and we're excited to be bringing it to you. Turn this market into a once-in-a-lifetime opportunity to grow your business and increase your impact on the communities we serve!

CDPE Live! Designation Course

March 18 & 19, 2010

Greenbelt, MD

Hilton Garden Inn

7810 Walker Dr.

Greenbelt, MD 20770

http://www.marylandcdpe.com/

USE DISCOUNT CODE - DISC100 - WHEN REGISTERING

CDPE Live! Designation Course

March 23 & 24, 2010

Keller Williams Preferred Properties

9701 Apollo Dr. Ste 102

Upper Marlboro, MD 20774

http://www.marylandcdpe.com/

USE DISCOUNT CODE - DISC100 - WHEN REGISTERING

We've identified the Certified Distressed Property Expert Designation as a way for you to become an industry leader and an agent of change! The CDPE provides training in foreclosure alternative techniques, as well as helping you create a referral database that will pay dividends for the rest of your career!

We've arranged for the CDPE to let you have a 30-minute preview of their training. We're providing this at no cost to you because we know you'll immediately see (as we do) the value of this training for your professional development.

CLICK HERE FOR YOUR FREE 30-MINUTE PREVIEW:

http://www.cdpe.com/go?p=DPIBSPL&w=DPIBSPL

These events often sell out, so we encourage you to register now to secure your seat today!

We can all learn how to make profits by helping our neighbors!

CLICK HERE TO SAVE NOW:

http://www.marylandcdpe.com/

I'll see you there!

Aaron Rice, CDPE, CLHMS, CRS, GRI, SHS

www.MyForeclosureAlternative.com

Learn How To Sell More Real Estate With Top Producer 8i!

Thu, 04 Mar 2010 06:29:00 GMT

Today I’m going to attend a free class on Selling More Real Estate With Top Producer 8i.

Aaron Rice, CDPE, CLHMS, CRS, GRI, SHS

www.MyForeclosureAlternative.com

443-244-0051

Learn How To Create A Market Trends Report For Your Short Sale Package

Wed, 03 Mar 2010 05:25:03 GMT

Today, I'm teaching a free class: "How To Create A Market Trend Report For Your Short Sale Package"

Aaron Rice, CDPE, CLHMS, CRS, GRI, SHS

www.MyForeclosureAlternative.com

443-244-0051

Learn How To Avoid Mortgage Fraud!

Tue, 02 Mar 2010 05:21:16 GMT

Learn-How-To-Avoid-Mortgage-Fraud

As a real estate agent, I devote extra attention to issues facing struggling homeowners. But any homeowner should know that the FBI has reported a 400 percent increase in mortgage fraud cases from five years ago. Sadly, some people are praying on those who need help the most.

If you or anyone you know is going through a mortgage-related transaction, there are some "red flags" to be aware of. I created a report on my website that gives examples of what fraud cases the FBI has been noticing.

Please send anyone here who needs this free information:

http://tinyurl.com/ygvggjq

If you have any questions about mortgage scams, or if anyone you know needs legitimate, professional help with foreclosure alternatives, please don't hesitate to contact me.

I'm here to help.

Learn From Millionaire Real Estate Agent: Chris Heller

Fri, 26 Feb 2010 08:55:50 GMT

Good morning everyone. Checkout this fun, exciting class. Learn from Millionaire Real Estate Agent Chris Heller http://mreamasters1.eventbrite.com

Remarkable Short Sale Opportunity In Hyattsville, MD

Sat, 13 Feb 2010 12:31:54 GMT

Remarkable Short Sale Opportunity In Hyattsville, MD: MLS# PG7229187

You may have heard or read in the news about ‘strategic defaults’ as a possible foreclosure-alternative option. However, of the millions of homeowners in distress, more than 70% of homeowners proceed without seeking assistance or getting the facts about their situation.

At http://www.luxurydistressedpropertyexpert.com/ I’ve prepared a free report to explain the consequences of strategic defaults and foreclosure—and the benefits of a short sale—when underwater on your mortgage. You will learn the advantages and disadvantages to all your options.

I sincerely hope you’ll take advantage of this information and feel free to pass it along to anyone you know in need. Getting the right information is the key to getting back on track.

Please contact me any time with your questions or concerns.

I’m here to assist you.

MAPS Coaching now offering CDPE designation training!

Mon, 01 Feb 2010 05:52:29 GMT

MAPS Coaching now offering CDPE designation training!

Keller Williams^® Realty Inc., the third-largest real estate company in the United States, announced today an agreement with the Distressed Property Institute, LLC (DPI), to bring the industry-leading CDPE designation training to its agents. In accordance with Keller Williams Realty’s high service standards, the company partnered with the DPI to offer its CDPE training courses to its sales associates nationwide as a part of its Mega Achievement Productivity Systems (MAPS) Coaching program.

“Being the real estate company of choice for a new generation of real estate professionals means adapting quickly and effectively to market changes,” said Dianna Kokoszka, president of MAPS Coaching, a division of Keller Williams Realty. “Short sales are an ever-expanding part of today’s real estate market, and the CDPE designation will provide our associates across the country with the ability to better assist distressed homeowners, help stabilize communities and remain a vital part of their markets.”

In a short sale transaction, homeowners sell their property for less than the mortgage amount in order to avoid the foreclosure process.

The Institute, based in Austin, Texas, has trained more than 17,000 real estate professionals since its January 2008 inception, making CDPE the fastest-growing designation in real estate industry history. Through a survey of its membership, CDPE-designated agents reported an average 49 percent decrease in short sale processing time. In addition, these agents typically list seven-times, and close five-times as many properties as the average National Association of REALTORS^® agent.

“It’s a privilege to receive the endorsement from a prestigious real estate institution such as Keller Williams Realty’s MAPS Coaching program,” Alex Charfen, co-founder and CEO of the Institute, said. “With a strong agent-base across the country, Keller Williams Realty associates are in an incredible position to positively affect the lives of millions of distressed homeowners. The CDPE designation will help these agents provide solutions to homeowners facing foreclosure, and help communities recover from the current housing crisis.”

The administration’s Making Home Affordable (MHA) program recently released details of its Home Affordable Foreclosure Alternatives (HAFA) initiative that would incentivize lienholders, investors and homeowners to pursue foreclosure-avoidance options—including short sales—should a mortgage modification prove unsuccessful. A key element of this initiative is the involvement of real estate agents in the process. According to the Mortgage Bankers Association’s (MBA) 2009 3^rd Quarter National Delinquency Survey, one in seven homeowners is not making mortgage payments. The delinquency rate for that quarter was also the highest ever recorded, based on MBA data since 1972.

Learn how to become a CDPE.

Maryland CDPE Mastermind Meeting 2/4/10 1p-3p "Featuring CDPE Master Instructor Vanessa Liddell"

Sat, 23 Jan 2010 05:29:11 GMT

Maryland CDPE Mastermind Meeting 2/4/10 1p-3p "Featuring CDPE Master Instructor Vanessa Liddell"

Today, foreclosure is an overwhelming reality for millions of homeowners. However, more than 70% of homeowners proceed without seeking assistance and without getting the facts.

At http://www.BaltimoreEventsTeam.com we’ve prepared a list of Short Sale Training and Consulting classes to lay out the steps that should be take when a homeowner is upside-down on a mortgage and unsure of what to do next!At

We sincerely hope you will take advantage of this information and feel free to pass it along to anyone you know in need. Getting the right information is the key to getting our communities back on track.

January 26th 1p-2:30p          ~ HAFA Training and Consulting Class

January 27th 9a-10:30a        ~ Short Sale Listing Systems Class

January 28th 6p-7:30p          ~ How To Host Your Own Foreclosure Prevention Seminar

February 2nd 1p-2p              ~ Selling More Real Estate w/Top Producer 8i Class

February 4th 1p-3p               ~ Maryland CDPE Mastermind Meeting w/Vanessa Liddell

February 5th 1p-2:30p          ~Short Sale Listing Systems Class

February 10th 1p-3p             ~ How To Create A Market Trends Report & CMA Class

February 16th & 17th 9a-5p ~ CDPE Live! 2-Day Certification Course

February 18th 6p-9p             ~ Maryland CDPE Rescue Call Night

February 25th 1p-3p             ~ Internet Lead Generation Class

Please, contact me any time with your questions or concerns

We are here to assist you.

Learn How To Buy Short Sales & Bank Owned Properties

Mon, 18 Jan 2010 06:44:09 GMT

Learn How To Buy Short Sales & Bank Owned Properties

Thursday January 21, 2010 6:00pm - 7:30pm

Master the Market of the Moment

The game of life is not so much in holding a good hand as playing a bad hand well. H.T. Leslie.

Maryland Short Sale Expert

Sun, 17 Jan 2010 09:46:25 GMT

Hurry! Sign Up for the CDPE!

Become a CDPE and get results!

We’re sponsoring the CDPE Live! event coming to the Baltimore area because we want you to take this opportunity to learn about short sales to help your business and community.

We’ve mentioned the results they’ve achieved:

- Agents have been able to decrease their short-sale processing time by 50% SINCE becoming a CDPE

- CDPEs carry 7 times as many listings, and close 5 times as many transactions as the average NAR agent

- CDPEs receive more than one referral per quarter from within the CDPE member network

Time’s running out for you to take advantage of our special discounted price of $499 … that’s $100 off the original price! Sign up today!

CDPE Live! Designation Course

January 19 & 20, 2010

Keller Williams Realty Baltimore

2936 O’Donnell Street

Baltimore, MD 21224

http://www.MarylandCDPE.com

These events sell out, so we encourage you to register now to secure your seat, or call 443-244-0051.

If you’re still not sure that you need this course to grow your business and help homeowners, take a look at what agents like you have to say about it:

http://www.cdpe.com/go?p=DPIBAML&w=DPIBAML

This program will help you grow your business and elevate our service to the highest levels. And most importantly, we can do our part in accelerating the economy and helping THOUSANDS of homeowners in need.

http://www.MarylandCDPE.com

We’ll see you January 19 & 20, 2010!

Aaron Rice

Keller Williams Realty Baltimore

www.MyForeclosureAlternative.com

www.LuxuryDistressedPropertyExpert.com

Sensational Short Sale Opportunity Coming Soon In Ellicott City!

Sat, 16 Jan 2010 12:26:01 GMT

Sensational Short Sale Opportunity Coming Soon In Ellicott City!

As a service to the community we've created a website to provide answers and assistance, even a free report on a homeowner's first steps when facing an upside-down mortgage and possible foreclosure: www.luxurydistressedpropertyexpert.com

We would hate for anyone that we know to ever have to struggle with their mortgage and not know that we can help!

Maryland CDPE Mastermind Meeting 1/14/10 ~ Featuring Gayle Henderson, RE/MAX Excalibur Realty, Scottsdale, Arizona

Fri, 08 Jan 2010 13:58:32 GMT

Maryland CDPE Mastermind Meeting 1/14/10

Featuring Gayle Henderson, RE/MAX Excalibur Realty, Scottsdale, Arizona

"With every passing day, I am profoundly aware of the benefit of the training we continue to receive through this network and the Advanced Training to which I subscribe. Think about it. Where else can you get a minimum of three hours of ongoing monthly education (between Member webinar and Advanced Training), on a topic that is so critical to the success of our business and our efforts to help countless homeowners?" Says Henderson.

Gail will explain how she employs an expert team for Short Sale transactions to work with the bank and track every critical step of the transaction so nothing slips through the cracks. Gayle was recently awarded the prestigious "CDPE Member of The Year Award". She is consistently in the top 5 of RE/MAX individual sale associates in Arizona and a Star Power Star.

This event is open to all industry professionals.

Maryland CDPE Rescue Call Night

Tue, 05 Jan 2010 05:18:41 GMT

Local Short Sale Productivity Coaching and Training Now Available

Mon, 04 Jan 2010 06:38:02 GMT

Not sure if you need Short Sale Productivity Traning and Consulting?

Take a quick 2 minute survey http://surveys.polldaddy.com/s/F7B2DB37CBF7833D/

Please register for our Short Sale Productivity Training and Consulting events at www.BaltimoreEventsTeam.com

January 5th 10a-12p How To Create A Market Trends Report For Your Listings

January 7th 6p -9p Maryland CDPE Rescue Call Night Baltimore City, MD

January 11th 1p-2:30p Short Sale Listing Systems Class Laurel, MD

January 12th 1p-3:00p Internet Lead Generation Class Baltimore City, MD

January 13th 9a-10:30a Short Sale Listing Systems Class Pikesville, MD

January 14th 1p-3p Maryland CDPE Mastermind Meeting Baltimore City, MD

January 15th 1p-2:30p Short Sale Listing Systems Class Baltimore City, MD

January 19th 9a-5p CDPE Certification Class Part 1 of 2 Baltimore City, MD

January 20th 9a-5p CDPE Certification Class Part 2 of 2 Baltimore City, MD

January 21st 6p-7:30p How To Buy Short Sales & REO's Baltimore City, MD

January 26th 1p-2:30p Home Affordable Foreclosure Alternatives (HAFA) Seminar

January 28th 6p-7:30p Foreclosure Prevention Seminar Baltimore City, MD

Learn How To Create A Market Trends Report For Your Short Sale Package

Fri, 01 Jan 2010 10:03:01 GMT

Learn How To Create A Market Trends Report For Your Short Sale Package

More classes at www.BaltimoreEventsTeam.com

Not sure if you should take this class? Take a quick 2 minute survey http://surveys.polldaddy.com/s/F7B2DB37CBF7833D/

Register @ www.CMAforDecliningMarkets.EventBrite.com

Keller Williams Realty Baltimore is Bringing the CDPE Nationwide Movement to Canton!

Thu, 31 Dec 2009 14:10:15 GMT

Nationwide, the CDPE is showing agents how to achieve success in this challenging market by helping them increase their transactions while helping homeowners.

CDPE Live! Designation Course

January 19 & 20, 2010

Keller Williams Realty Baltimore

2936 O'Donnell Street

Baltimore, MD 21224

http://www.MarylandCDPE.com

We've identified the Certified Distressed Property Expert Designation as a way for you to become an industry leader and an agent of change! The CDPE provides training in foreclosure avoidance techniques, as well as helping you create a referral database that will pay dividends for the rest of your career!

CLICK HERE FOR YOUR FREE 30-MINUTE PREVIEW:

http://www.cdpe.com/go?p=DPIBSPL&w=DPIBSPL

We've also been able to negotiate an exclusive $100 discount for our broker/agent network to take the CDPE Live! Course. Simply register with the discount code-DISC100-and this course will cost you just $499!

CLICK HERE TO SAVE NOW:

http://www.MarylandCDPE.com

These events often sell out, so we encourage you to register now to secure your seat, or call 443-244-0051.

We can all learn how to make profits by helping our neighbors!

We'll see you there!

Aaron J. Rice Realtor®
CDPE, CRS, GRI, SHS
Keller Williams Realty Baltimore

443.244.0051 Mobile
410.342.4444 Office
410.342.0873 Fax

www.BaltimoreHomeTeam.com

Baltimore Short Sale Team

Wed, 16 Dec 2009 08:41:47 GMT

At this time of year, I’m finding that many of my colleagues and friends are finding it tough to manage their finances … we all are feeling the pinch. And as a community service, I wanted to reach out to see if you or someone you know might be able to use my help.

I’ve created a website to provide these answers, and you can even find a report I recently wrote on mortgage modifications. You can download it here for free:

http://www.luxurydistressedpropertyexpert.com

For those who qualify, a mortgage modification can be a remedy to financial distress, but it’s important to protect yourself from fraud and frustrations. Being properly educated with the facts, and having a contingency plan, can be a huge help.

I want our community to thrive and remain a stable environment for our families and friends. If you or someone you know could use my help, please don’t hesitate to contact me. In any event, it would be great to hear from you again.

Local Short Sale Productivity Coaching Is Now Available!

Mon, 07 Dec 2009 07:02:20 GMT

Learn how to Automate and Outsource the short sale process!

Foreclosure Vs. Short Sale Trends Report: December 2009

Wed, 02 Dec 2009 22:59:42 GMT

During Q2 2009 Short Sale settlements increased to 23,102, a 34.8% jump from the previous quarter. Banks and thrifts implemented nearly 3.4 times more home retention actions-than completed foreclosures. Read more at http://tinyurl.com/ykfadna or click on the box below.

Luxury Foreclosure Trends Report: November 2009

Mon, 16 Nov 2009 21:53:47 GMT

The Truth About Mortgage Modifications ......

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply visit www.LuxuryDistressedPropertyExpert.com to get this valuable information, and feel free to pass it along to anyone who may need it.

One homeowner lost to foreclosure is one too many!

Below is your monthly Luxury Foreclosure Trends Report: November 2009. It is spot on accurate and provides a strategic edge by helping you understand how to get in front of the National, Maryland, Montgomery County and 20854 zip code competition.

Tell us what you think about this months report.

Date 11/16/09

Market Area: Montgomery County, MD 20854

Time Frame: 5/16/09 – 11/16/09

General Market Conditions:

Current Market Condition: Slow

Employment Conditions: Declining

Market Price for This Zip Code Has: Decreased By 4.51% in the past 60-days

There is an over supply of active listings.

Number of active listings: 225

Number of units that are Short Sale Listed in MRIS: 4

Number of units that are REO or Corporate owned Listed in MRIS: 2

Market Activity

Range of values is $379,000 to $9,900,000

Normal marketing time is: 96 Days.

Resale Comments: My independent MRIS research shows that there are currently 225 homes on the market in the 20854 zip code. Most of these homes are overpriced or are in less than ideal condition that do not attract buyers and just sit on the market. The average day’s on the market for these active properties is 180. There currently are 76 properties under-contract. These buyers have found and are expecting and getting a great value-a good home at a good price and with all the competition for their attention, they have a lot of choices. These buyers are really picky. There were 65 properties that sold in the last 60-days. The average day’s on the market was 98. Buyers have a sense of what’s fair market value and what’s not and they just won’t show up if sellers are not in the ballpark. There is currently 5 months of inventory on the market in 20854 zip code. It’s very important that sellers price their home correctly and competitively. Buyers are looking for value pricing and if sellers don’t meet these expectations, they’ll be overpriced and overlooked.

Prepared By:

Aaron Rice, CDPE, CLHMS, CRS, GRI, SHS

www.LuxuryDistressedPropertyExpert.com

443-244-0051

Baltimore City REO Market Report: October 2009

Sat, 14 Nov 2009 21:37:50 GMT

Baltimore City REO Market Report: October 2009

Date 10/19/09

Market Area: Baltimore City REO Market

Time Frame: 4/19/09 – 10/19/09

General Market Conditions:

Current Market Condition: Slow

Employment Conditions: Declining

Market Price for This Property Type Has: Decreased By 5.36% in the past 30-days

Estimated Percentages of Owner vs. Tenants in These Neighborhood: 50% Owner Occupant 50% Tenants

There is an over supply of active listings.

Number of units that are Short Sale Stage Listed in MRIS: 511

Number of units that are REO or Corporate owned: 439

Market Activity

Range of values is $5,000 to $512,900

Normal marketing time is: 96 Days.

Resale Comments: My independent MRIS research shows that there are currently 439 REO homes on the market in Baltimore City. Most of these homes are overpriced or are in less than ideal condition that do not attract buyers and just sit on the market. The average day’s on the market for these active properties is 93. There are currently 315 REO properties under-contract. These buyers have found and are expecting and getting a great value-a good home at a good price and with all the competition for their attention, they have a lot of choices. These buyers are really picky. There were 206 REO properties that sold in the last 60-days. The average day’s on the market was 90. Buyers have a sense of what’s fair market value and what’s not and they just won’t show up if sellers are not in the ballpark. There is currently 4.13 months of REO inventory on the market in Baltimore City. It’s very important that sellers price their home correctly and competitively. Buyers are looking for value pricing and if sellers don’t meet these expectations, they’ll be overpriced and overlooked.

Prepared By:

Aaron Rice, CDPE, CLHMS, CRS, GRI, SHS

www.BaltimoreREOteam.com

443-244-0051

The Truth About Mortgage Modifications

Mon, 02 Nov 2009 08:23:29 GMT

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call me today.

Aaron Rice
443-244-0051

Options and Solutions

Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.

As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve.

That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowners in foreclosure or delinquent on their mortgages, and I can send you a report detailing this information, prepared just for you.

Simply enter your information below and click "Send." I hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.

Let me help you evaluate your options and get back on track to a solid, stable future.

Foreclosure Vs. Short Sale

As a Certified Distressed Property Expert, I have devoted my career to helping homeowners who face difficult situations, taking them from uncertainty to resolution. Lately I've found a lot of conflicting information going around, especially concerning short sales, which you should know about.

A short sale occurs when a lender accepts the selling price of a home, even if it is less than the full amount owed on the mortgage. For particular homeowners, this can be the best option to foreclosure. Yet, I still hear people suggest that short sales are basically the same as foreclosure.

This is absolutely wrong!

You need to have the CORRECT information. That’s why I'm glad you're here. To help, I’ve prepared a free report—just for you—that compares the realities of foreclosures and short sales side-by-side. Simply provide your information below, and I'll send you this report.

If you have any additional concerns about this issue, or your circumstances are urgent, please feel free to give me a call. I can help you evaluate your options and get you back on track to a secure financial future.

Aaron Rice 443-244-0051

7 Short Sale Myths

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place.

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales.

To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, I’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths:

The Bank Would Rather Foreclose Than Bother With A Short Sale
You Must Be Behind On Your Mortgage To Negotiate A Short Sale
There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure
Listing My Home As A Short Sale Is An Embarrassment
Short Sales Are Impossible And Never Get Approved
Banks Are Waiting On A Bailout And Not Accepting Short Sales
Buyers Are Not Interested In Short Sale Properties

These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.

In these times, we all need to know the truth to know how to get back on track.

If you have any additional concerns about this issue, or your circumstances are urgent, please give me a call.

Aaron Rice
443-244-0051